RBI-Approved Loan App List 2026: All 1,041 Apps and Their Lenders

Last verified: 5 October 2026 against RBI’s list of Digital Lending Apps (DLAs) deployed by regulated entities, and each app’s official Google Play listing.

Short answer: RBI does not “approve” individual loan apps. Every bank and NBFC must report the digital lending apps it uses, and RBI publishes that list. On 5 October 2026 it held 1,041 apps and platforms, reported by 453 regulated lenders (406 NBFCs, 46 banks and 1 housing finance company). Search the full list below. If an app is not on it, treat that as a red flag and check with the lender before you borrow.

How to check a loan app in 30 seconds

1. Type the app’s name in the search box below.
2. Note the lender (bank or NBFC) shown next to it. That is the name your loan agreement, Key Fact Statement (KFS) and CIBIL report will show.
3. Before you accept a loan, open the KFS in the app and check the APR and total amount payable. Being on RBI’s list does not make a loan cheap.
4. Not on the list? Do not share your contacts, photos or OTPs with the app. Read our loan app guides and check the lender in our list of all RBI-regulated digital lenders.

The full list: 1,041 loan apps on RBI’s list

Sorted by Play Store installs. Names in blue open our detailed guide to that app or lender. Tick “Short-tenure” to see the 62 payday-style apps whose Play listings show a maximum repayment term of about six months or less, or a minimum term of three months or less with an APR of 60% or more.

What this list does and does not tell you

• On the list means a regulated bank or NBFC has told RBI it lends through that app. It does not mean RBI checked the app's fees, behaviour or data practices.
• The APR column is what the app discloses in its Play listing, often a range or one representative example. Your own APR is in your KFS.
• Several lenders next to one app means any of them may give your loan. Your KFS names the one that did.
• "Not found on Play" means RBI's list links to a Play page that was unavailable on 5 October 2026. The app may have been withdrawn.
• Apps that end in "Other" or "Web" are lending journeys inside websites or other apps, such as shopping or payments apps.

If an app is not on RBI's list

• Do not install it, and do not grant access to your contacts, photos or messages.
• If you already borrowed, keep every receipt and repay only through official channels.
• If you face threats or harassment, report it at cybercrime.gov.in or call 1930, and read your rights against loan app harassment.
• If the app appeared on your CIBIL report under an unknown lender name, see what to do about an unknown lender on your CIBIL report.

Frequently asked questions

Is there an official list of RBI-approved loan apps?

Yes, in the sense that RBI publishes the list of digital lending apps reported by the banks and NBFCs it regulates. RBI does not approve or rate the apps themselves. This page reproduces that list in a searchable form, with the lender behind each app.

How often is this list updated?

We check RBI's list and the Play Store listings every month and show the date of the last check at the top of the page. Apps can be added or removed between checks, so a missing app is a reason to check again, not proof of anything.

Why does one app show several lenders?

Many apps are marketplaces or technology platforms that arrange loans from several NBFCs or banks. Each of those lenders reports the app to RBI. Your loan comes from one of them, named in your KFS and loan agreement.

Does being on the list mean the app is safe to borrow from?

It means a regulated lender stands behind the loan, so RBI's rules on disclosure, recovery conduct and complaints apply. It says nothing about cost. Always compare the APR and total repayment in the KFS before you accept.

How we built this list

Source data: RBI's "List of DLAs deployed by REs" as on 5 October 2026 (obtained through the FACE / MicroSave DLA Validator at dla.faceofindia.org), which has one row per lender, app and platform. We grouped the rows by app, matched each lender to RBI's NBFC register, and added installs and disclosed APR from each app's official Google Play listing on the same date. We do not rate or rank apps.

Disclosure: FundsTiger (Gatimaan Finance Advisors Pvt. Ltd.) is a loan marketplace and lending service provider for RBI-regulated lenders. Aparampaar Finance Pvt. Ltd. (Omozing), one of those lenders, is a related party of FundsTiger. This article is general information, not financial advice. Read your loan agreement and KFS before you decide.