Last verified: 5 October 2026 against RBI’s list of Digital Lending Apps and KreditBee’s official Google Play listing.
Short answer: Yes. KreditBee appears on RBI’s list of Digital Lending Apps (DLAs), reported by 13 RBI-regulated NBFCs, including its own group NBFC, Krazybee Services Ltd. Which of these lenders gave you your loan decides whose name appears on your CIBIL report.
KreditBee at a glance
| Detail | What the official sources say |
|---|---|
| On RBI’s DLA list | Yes (checked 5 Oct 2026) |
| Lenders (NBFCs) reporting it | 13 – listed below |
| App operated by | Krazybee Services Ltd. and Finnovation Tech Solutions Pvt. Ltd. (lending service providers) |
| Official Android app | Google Play: com.kreditbee.android – 10 crore+ installs, rated 4.6, updated 1 Sep 2026 |
| Other official channels | Apple App Store, kreditbee.in |
| Loan amount (as disclosed) | ₹6,000 to ₹10,00,000 |
| Interest rate (as disclosed) | 12% to 28.5% per year |
| APR (as disclosed) | 17% to 50% per year |
| Tenure (as disclosed) | 6 to 60 months |
| Grievance email on RBI list | help@kreditbee.in |
Rates are the ranges KreditBee publishes. Your actual rate and fees are in your Key Fact Statement (KFS); always check it before accepting.
The 13 lenders behind KreditBee
KreditBee is not one lender. It is an app through which several RBI-regulated NBFCs lend. According to RBI’s list, they are:
- Krazybee Services Ltd. (KreditBee’s group NBFC)
- Aditya Birla Capital Ltd.
- Cholamandalam Investment and Finance Company Ltd.
- Hari and Company Investments Madras Pvt. Ltd.
- Kisetsu Saison Finance (India) Pvt. Ltd.
- MAS Financial Services Ltd.
- Mirae Asset Financial Services (India) Pvt. Ltd.
- Northern Arc Capital Ltd.
- Oxyzo Financial Services Ltd.
- PayU Finance India Pvt. Ltd.
- Piramal Finance Ltd.
- Tata Capital Ltd.
- Vivriti Capital Ltd.
Why this matters to you: your loan agreement, KFS and CIBIL report show the lender’s name, not “KreditBee”. If you see one of these names on your credit report and don’t recognise it, it may be a KreditBee loan.
How to check your own loan in 3 minutes
- Open your loan agreement or KFS in the app and note the lender’s name.
- Match it to the list above.
- Check your CIBIL or Experian report: the loan should appear under that lender’s name with the right amount.
Spot something wrong, like a loan you never took or a closed loan still showing as active? Raise it with the lender first. If it is not resolved within 30 days, RBI allows you to escalate to the RBI Ombudsman at cms.rbi.org.in.
Paying several app loans at once?
Many borrowers end up with KreditBee plus two or three other app loans, each with its own EMI date, fees and reminders. Juggling them often costs more than people realise.
Find out in 2 minutes if one loan could replace your app loans – one EMI, one date, a clear total cost.
Customer care and complaints
- First step: contact KreditBee using the in-app support or the grievance email RBI lists for this app: help@kreditbee.in.
- Lender’s grievance officer: each NBFC above must publish a grievance redressal officer on its website.
- Not resolved in 30 days? File a free complaint with the RBI Integrated Ombudsman at cms.rbi.org.in.
- Harassment or fraud: report cyber fraud at cybercrime.gov.in or call 1930.
Beware of fake “KreditBee customer care” numbers on social media. Only use contacts inside the official app or website.
Frequently asked questions
Is KreditBee RBI approved?
RBI does not “approve” apps, but regulated lenders must report the apps they use to RBI, and RBI publishes that list. KreditBee is on it, reported by 13 NBFCs, as of 5 October 2026.
Who is KreditBee’s NBFC?
KreditBee’s group NBFC is Krazybee Services Ltd. Loans can also come from 12 other NBFCs listed above. Your KFS names the exact lender.
Why does my CIBIL report show a different company name?
Because the lender, not the app, reports your loan to credit bureaus. Match the name against the list above.
Can I close a KreditBee loan early?
Check the prepayment terms in your KFS. Under RBI’s digital lending rules, you can also exit a new loan during its cooling-off period by repaying the principal and proportionate APR, without penalty.
Change log
| Date | Change |
|---|---|
| 5 Oct 2026 | Page created. 13 lenders on RBI’s DLA list; Play listing live. |
Disclosure
FundsTiger (Gatimaan Finance Advisors Pvt. Ltd.) is a loan marketplace and lending service provider for RBI-regulated lenders. Aparampaar Finance Pvt. Ltd. (Omozing), one of those lenders, is a related party of FundsTiger. FundsTiger is not affiliated with KreditBee. This page is for information only and is not financial advice.