Loan App Recovery Agents Calling Your Family? Here’s What RBI Says They Cannot Do
Recovery agents can’t call before 8 am or after 7 pm, threaten you or use your contacts. Your rights under RBI rules and the exact steps to complain.
Your Loan App Vanished From Play Store. Do You Still Have to Pay?
41 lending apps reported to RBI had no live Play Store page in Oct 2026. If yours vanished, your loan still stands. What to do next and how to avoid fraud.
The Debt Trap: The Dangers of High-Interest Loans
The Debt Trap: The Dangers of High-Interest Loans In today’s fast-paced world, many lenders offer small, quick loans with minimal documentation, promising funds within hours. While this may seem like an easy solution for urgent needs, the interest rates attached to such loans can be extraordinarily high. The impact of these interest rates can be […]
The Hidden Truths About Payday Loans: How They Impact Borrowers and Unveil Hidden Defects
Payday loans have gained significant attention over the past few years, especially among those who find themselves in urgent need of cash. While they offer a seemingly easy solution to immediate financial woes, the reality behind these short-term, high-interest loans is far more complex and often detrimental to the borrower. This blog delves into how […]
Key Difference between Debt Consolidation and Debt Settlement
Debt consolidation and debt settlement are two strategies people use to manage and reduce their debt. Each has its own methods, benefits, and potential downsides. Overwhelmed by debt? You are not alone! Millions of people struggle with debt, and figuring out how to manage it can be confusing. Two of the most common strategies are […]
Cheque Bounce and Loan Defaults – Take Good Measures to Protect Yourself
Consequences of Cheque Bounce in Case of Loan Default: An Indian Perspective Cheque bounce is a serious offense in India, and it can have severe consequences for the borrower, especially if it happens in the case of a loan default. In this article, we will discuss the legal and financial implications of a bounced cheque, […]
What to do if you have Past Written Off in CIBIL
A past write-off on your CIBIL report can have a significant impact on your credit score and make it difficult to get approved for a loan or credit card. However, there are steps you can take to improve your score and increase your chances of getting approved. Please read the related blogs below: Quick check: […]
Loan Restructuring Process
Quick check: Getting recovery calls from a loan app? Know what RBI says recovery agents cannot do, and check the lender behind the app in our loan app directory. For example, see True Balance and Buddy Loan. What Is Loan Restructuring? Although loans typically have a certain payback period, owing to events like the current […]
What are the disadvantages of PayDay Loans or Cash Advance Loans in India ? Borrowers Beware!
Payday loans, also known as cash advances, are short-term loans that are designed to help borrowers get through financial emergencies. While these loans can be helpful in certain situations, they also come with a number of disadvantages that borrowers should be aware of before applying. High Interest Rates One of the biggest disadvantages of payday […]
Loan Settlement and How it affects your Credit Score?
Settlement of a Loan is frequently confused with loan closure. But because they are two distinct concepts, they have differing effects on credit scores. The loan account will naturally terminate once the loan has been repaid if you make your monthly payments consistently and on time during the duration of the loan. The same information […]