Co-Signer vs. Co-Applicant in Home Loan
Quick check: Check any lender’s RBI registration before you sign: our directory of RBI-registered lenders lists each NBFC’s registration details, regional office and complaint contacts. For example, see our pages on TVS Credit Services and Light Micro Finance. Co-Signer of a Home Loan Co-signers usually come into the picture in a home loan if the […]
10 Financial Tips that can help you survive a Job Loss
Losing your job is a nightmare. It may seem diffcult to recover from such a bizarre occurrence. In a challenging phase such as this, it’s imperative that you pick yourself up, dust yourself off and start working on a plan that minimises your financial stress. This process will lend some stability to your life and free up […]
10 Tips for Dealing with Financial Stress after a Job Loss
In the past couple of years, many of us have watched colleagues, friends, and even family members grapple with the loss of their job or face a substantial pay cut. For many of us, it has driven home the fact that even seemingly secure jobs might vanish overnight. But even if one’s monthly income were […]
10 ways to pay off your Credit Card Dues
Credit cards offer an instant solution to cardholders with most of their purchases and problems. Almost all banks offer a wide range of credit cards for different needs. Credit cards, when used recklessly, are a certain one-way ticket to a debt trap. But the same card, if used smartly, can actually buttress your financial needs […]
Guide to Compare the Best Small Business Loan in India
Business Loan interest rate starts from 14.99% onwards per annum. However, other factors to influence the final commercial business loan interest rates decided by the lender that includes applicant’s profile and creditworthiness, business plan, credit score, required loan amount, repayment tenure, business vintage and profit, with various other financial aspects. Business loans are designed to help small […]
Short Term vs. Long Term Personal Loans
Personal loans are well known for being flexible. The flexibility in terms of loan amount and repayment makes it one of the most used credit products of the present day. One can opt for any loan amount according to the requirement as well as can pay it off as per the convenience. The loan tenure […]
Credit Card Balance Transfer
A credit card balance transfer can be defined as the transfer of one credit card balance amount to another, this can be seen as a method employed by many lenders (banks) to get customers to use shift to another credit card. The balance transfer is mainly done to enjoy low interest rate and avoid credit card debt […]
e-NACH and e-Mandate
Quick check: Comparing loan offers? Look at the APR, not just the interest rate. Our loan app directory shows the rates each app discloses in its listing. For example, see NIRA and mPokket. e-NACH and e-Mandate National Payments Corporation of India (NPCI) has implemented “National Automated Clearing House (NACH)” for Banks, Financial Institutions, Corporate and […]