How can Save Tax using National Saving Certificates in India?
National Savings Certificates (NSCs) are a popular tax-saving option for individuals in India. They are backed by the Government of India, and offer several benefits, such as fixed returns, safety, and tax benefits. In this blog post, we will discuss how NSCs can be used to save tax in India. One of the main benefits […]
What is the Impact of small payday loans on Your Credit Score ? Mostly Negative.
The impact of small payday loans on your credit score can be negative, especially if you fail to repay the loan on time. Payday loans are typically unsecured, high-interest loans that are due on your next payday. They are often used as a last resort for people who need cash quickly and have no other […]
Top 7 Reasons to Get a Quick Loan for Diwali Celebration
The celebration of lights, flowers, decorations, treats, presents, and many other things. One of the major festivals of the year is it. We also celebrate “Dhanteras” today, which is the day before Diwali. The day of riches, Dhanteras, is observed. And it’s anticipated that the items you’ll buy today will serve you for a whole […]
This Diwali, use a Personal Loan to finance your Big Purchases
We are now in the holiday season! It’s also time to start organising your celebrations for Diwali, which is quickly approaching. You may upgrade your house with new fixtures and appliances, plan a family vacation, buy a car, and other things to make the most of the holiday season. These plans demand a substantial infusion […]
What is Earned Wage Access Advance ?
Earned Wage Advance (EWA) is a financial product that allows employees to access a portion of their earned but unpaid wages before their regular pay cycle. This can be especially useful for employees who are facing unexpected expenses or financial emergencies, as it allows them to access the money they have earned without having to […]
How to Save Tax using Life Insurance Premiums ?
Life insurance is an important aspect of financial planning, not only it provides protection to your family in case of any untimely event, but it also offers an added benefit of tax savings. In India, life insurance premiums can be claimed as tax deductions under Section 80C of the Income Tax Act, subject to a […]
How to rectify errors in your CIBIL report?
CIBIL score is a three digit score which determines a borrower’s creditworthiness based on their past credit history and behaviour. However, there might be discrepancies in this score and the consumer CIBIL report in various areas such as the name, address, outstanding balance, dates, loans, etc. In such circumstances, a CIBIL dispute can be raised to […]
How to Avoid Financial Frauds ? 8 points you need to know.
Financial frauds can happen to anyone and can result in significant financial losses. It’s important to be aware of the different types of fraud and to take steps to protect yourself. Here are some tips on how to avoid financial frauds: In conclusion, it’s important to be vigilant and to take steps to protect yourself […]
What are your rights with respect to your credit reports as a consumer ?
As a consumer, you have certain rights with regards to your credit report in India, which are established under the Credit Information Companies (Regulation) Act, 2005. These rights are designed to protect you from any inaccuracies or errors in your credit report and to give you control over the information that is being shared about […]
How do you know which Credit Card is Suitable for You ?
When it comes to applying for a credit card, it’s important to do your research and find one that is suitable for your needs. With so many credit cards on the market, it can be overwhelming to figure out which one is the best for you. In this article, we will discuss the different factors […]