Two Wheeler Purchase – How do You take a Two Wheeler Loan ?
If you’re in the market for a new two-wheeler, you may be considering taking out a loan to finance your purchase. Taking a two-wheeler loan in India can be a great option, but it’s important to ensure you have a smooth application process. Here are some tips to help you make the most of your […]
What is Government CGTMSE Scheme in India – that benefits businesses ?
he Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is a scheme established by the Government of India in 2000 to provide credit guarantees to banks and other financial institutions in order to encourage them to extend loans to micro and small enterprises (MSEs) in India. The goal of the CGTMSE scheme is […]
What are Negative Remarks or Derogatory Remarks on Your Credit Report, be it CIBIL, Experian, Equifax or CRIF Reports ? Know Your Credit Score Report better.
A derogatory remark on a consumer credit report is a negative item that can negatively impact a person’s credit score and creditworthiness. Some common examples of derogatory remarks include late payments, charge-offs, collections, foreclosures, repossessions, and bankruptcy. These remarks can stay on a person’s credit report for up to seven years, and can make it […]
What is a business line of credit, and how do small businesses benefit from it most of the times ? Read on if you are an entrepreneur and need to understand this funding tool
A business line of credit is a type of loan that provides businesses with access to a specified amount of funds that they can draw upon as needed. Unlike traditional loans that provide a lump sum of funds, a line of credit acts more like a credit card, allowing a business to borrow and repay […]
Does a Good Credit Score guarantees a Credit Card Issuance for You ? Read on..
A good credit score is an important factor in obtaining a credit card in India, but it is not a guarantee. A credit score is a numerical representation of a person’s creditworthiness, based on their credit history and other financial behavior. A high credit score indicates that the person is a low-risk borrower and is […]
TDS at Your Online Gaming Winnings in India Budget 2023 – Why This Government Move ?
Tax Deduction at Source (TDS) is a mechanism through which the government can collect tax at the source of income, thereby making tax compliance easier and reducing tax evasion. The introduction of TDS for winnings in online sports or online gambling sites can have several advantages for the government and for society as a whole. […]
How can Employees Save Tax in India in 2023 ?
n India, employees are often looking for ways to save tax and maximize their income. There are several options available to employees that can help them reduce the amount of tax they owe. In this blog post, we’ll discuss some of the most popular tax-saving options for employees in India. These are some of the […]
How do Home Interest Rates determine Home Prices – a Quick review
Interest rates play a significant role in determining the cost of buying a house. When interest rates are low, borrowing money to buy a house is less expensive, and as a result, more people are able to afford to buy homes. This increased demand for homes often leads to an increase in house prices. Conversely, […]
How to Safe Guard Your Money Life against Recession
Recession can have a significant impact on an individual’s finances, and it is important to be prepared and take proactive measures to mitigate the effects. Here are some ways to reduce the impact of a recession on your money life in India: 1. Create an emergency fund: Having an emergency fund is crucial during a […]
Holiday Calendar – 2023
Date Day Name Jan-23 01-01-2023 Sunday New Year’s Day 14-01-2023 Saturday Makar Sankranti 14-01-2023 Saturday Lohri 15-01-2023 Sunday Pongal 22-01-2023 Sunday Lunar New Year 26-01-2023 Thursday Republic Day 26-01-2023 Thursday Vasant Panchami Feb-23 05-02-2023 Sunday Guru Ravidas Jayanti 05-02-2023 Sunday Hazarat Ali’s Birthday 14-02-2023 Tuesday Valentine’s Day 15-02-2023 Wednesday Maharishi Dayanand Saraswati Jayanti 18-02-2023 Saturday […]