Short answer: Pick the loan app or lender that fits your situation. Each guide below filters the apps, NBFCs and banks we track by one need, such as self-employed, no salary slip, low credit score, loan amount or tenure, using figures from their official pages.
Last verified: 12 October 2026 from each lender’s official website and, where marked, its Google Play listing. FundsTiger does not rank lenders; tables are sorted by the figure in question, and the right choice is the one with the lowest APR you are actually offered.
By your situation
- Which Loan App for Self-Employed
- Which Loan App Without a Salary Slip
- Which Loan App for First-Time Borrowers
- Which Loan App for Low CIBIL Score
- Which Loan App for Age Above 55
By cost and terms
- Which Loan App Has the Lowest Interest Rate
- Which Loan App Has the Lowest Processing Fee
- Which Loan App Has No Foreclosure Charges
- Which Loan App Gives the Longest Tenure
- Which Loan App for a Short-Term Loan
- Which Loan App Gives a Credit Line
By loan amount
- Which Loan App for ₹1 lakh
- Which Loan App for ₹2 lakh
- Which Loan App for ₹5 lakh
- Which Loan App for ₹10 lakh
- ₹5,000 loan apps
- ₹10,000 loan apps
- ₹20,000 loan apps
- ₹50,000 loan apps
Secured options
Also see: Side-by-side comparisons · RBI digital lending app list · Loan app reviews
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Disclosure: FundsTiger (Gatimaan Finance Advisors Pvt. Ltd.) is a loan marketplace and lending service provider for RBI-regulated lenders. Aparampaar Finance Pvt. Ltd. (Omozing), one of those lenders, is a related party of FundsTiger. This article is general information, not financial advice. Read your loan agreement and KFS before you decide.