The following are the Top 10 practical tips to improve CIBIL score in India quickly:

1. Pay your bills on Time

Late payments can have a significant impact on your CIBIL score, so make sure to pay all of your bills on time.

2. Keep your Credit Card Balances Low

High credit card balances can indicate that you are overextending yourself financially, which can lower your CIBIL score.

3. Don’t close old Credit Accounts

Closing old credit accounts can shorten your credit history and lower your score.

4. Dispute any Errors on your Credit Report

If you find any errors on your credit report, dispute them with the credit bureau as soon as possible.

5. Limit the number of Credit Applications

Every time you apply for credit, it can have a negative impact on your score, so limit the number of applications you make.

6. Try to keep your Credit Utilization Low

Your credit utilization, or the amount of credit you are using compared to your credit limit, should be less than 30%.

7. Avoid Co-Signing for Loans

Co-signing for a loan can put your credit score at risk if the other person does not make their payments on time.

8. Diversify your Credit

Having a mix of different types of credit, such as a mortgage, a car loan, and a credit card, can help boost your score.

9. Keep an eye on your Credit Report

Regularly check your credit report to monitor your score and spot any potential errors.

10. Be Patient

Improving your CIBIL score takes time and effort, so be patient and don’t get discouraged if you don’t see improvement right away.

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