1. HDFC Bank Festive Schemes Home, Personal, Auto Loans included

The largest private lender in India, HDFC Bank, has introduced a number of festive-themed special programmes, including deals on personal loans, business loans, mortgages, and vehicle loans.

According to the bank’s website, the loans for these categories, which are part of the “Festive Treats 4.0” plan, are valid through October 31, 2022.

In the personal loan category, HDFC Bank is providing credit of up to Rs. 40 lakh at an interest rate of 10.50% and higher; in the business loan category, the lender is providing the option of a collateral-free loan with a 50% processing fee discount.

The bank advertised loans under a category called “Xpress Car Loan” that would be issued in 30 minutes with an interest rate starting at 7.90% and no foreclosure fees. Used automobile loans would be available with an interest rate starting at 10.75% and the possibility of no foreclosure fee after two years.

For top-up loans on house loans up to Rs 50 lakh, HDFC Bank said it will give a reduced rate of interest. Loans against property under the programme will have a flat processing cost of Rs 9999 and a separate processing fee for balance transfers, the lender said. According to the bank, it has made use of digital platforms and has partnerships with several businesses in the consumer market.

2. Omozing offers 30% discount on Processing Fee

Omozing helps make Smart Money Moves for a Lifetime. They strive to get lowest interest rates and best terms for your Online Applications at www.Omozing.com . We’ve made business lending smarter, faster and easier by transforming the approval process from stumbling blocks to stepping-stones. This enables borrowers to not just get access to capital, but also understand what areas they need to work on in order to enhance their credit profile. Omozing ensures that Borrowers get a secure, safe and reliable application process that be tracked online.

5 Reasons to choose Omozing

1. Loans from INR 10k to INR 25 lakhs

Personal Loan Interest Rates starting from 0.8% p.m, and Loan amount ranging from INR 10,000 to INR 25,00,000. The Minimum and maximum repayment period ranges from 1 month to 48 months.  CIBIL 600+ all company categories (including LLP, Self Employed, Proprietorship)

2. Cutomised Tailor Options

3. Lower CIBIL

While most lenders require borrowers to have a CIBIL score of over 750, at Omozing.com provide loans even with 600.  Besides the CIBIL score, we also considers your age, employment status, and net monthly income.

4. Ways to apply

You can apply for a personal loan through us by 2 ways:

1. You can download our Mobile Application from Google app store.

2. Apply on portal using out Personal Loan link

5. Prompt Loan Disbursal

An easy online application process facilitates speedy verification and disbursal of loan. Get KYC verified from the comfort of your home and have our loan manager take care of an instant transfer of funds to your account. Money in Bank account in 24 hours post Loan approval.

3. BoB debuts Khushiyon ka Tyohaar Festive Campaign with Attractive Offers on Loans

One of India’s top public sector banks, Bank of Baroda (BoB), today announced the commencement of its annual festive campaign, which features a number of benefits for customers as the festive season approaches. BoB is offering favourable interest rates on home loans and car loans with this campaign, in addition to a waiver or discount on processing fees and other perks.

There are no processing fees and a competitive interest rate starting at 7.95% p.a. for Bank of Baroda home loans. Car loans from Bank of Baroda are available at a cheaper rate starting at 7.95% annually, a reduction of 25 basis points. The bank has said in a press release that “In addition customers will also receive a number of other benefits such as no pre-payment/ part payment charges, concessional processing charges and longer repayment tenure of seven years.

The festive season is about to commence, which is an auspicious time for all of us. After a couple of tough years, we expect to see a significant surge in festive demand as people get ready to celebrate the occasion with renewed enthusiasm and gusto. Our aim is to support our customers with attractive offers to fulfil their aspirations and make the celebrations even sweeter. Additionally, the Bank launched a Digital Lending campaign with a selection of digital loans to choose from in order to allow customers to make the most of the festive season. These include the Pre-Approved Personal Loan, Personal Loan, Auto Loan, Home Loan, Education Loan, Mudra Loan, MSME Loan, Gold Loan and the Baroda Kisan Credit Card (BKCC). Both current and new customers may apply, and the loans are available through the Bank of Baroda website, online banking, and the BoB World mobile app.

In addition to the festive offers on loan products, customers also have the opportunity to earn higher interest with the Baroda Tiranga Deposit scheme. This is a special fixed deposit that offers higher interest rates. The Baroda Tiranga Deposits are available in two tenor buckets – offering interest rates of 5.75% p.a. for 444 days and 6.00% p.a. for 555 days. Further, senior citizens earn an additional interest rate of 0.50% p.a., while Non-Callable Deposits above Rs.15 lakh will get 0.15% p.a. extra. The Baroda Tiranga Deposit scheme is available throughout the festival season and closes on 31.12.2022.

Additionally, the bank has launched the B3 Digital Only Savings Account, which customers may establish from the convenience of their own homes using video KYC and get attractive benefits. BoB serves over 46,000 touchpoints across 17 countries and five continents to its 150 million+ worldwide customers.

4. ICICI Bank

The bank is offering discounts on luxury goods as well as on e-commerce platforms. Loan offers also include home, automobile, personal, tractor, gold, and two-wheeler loans are also available. The offer is limited to certain period, and varies with categories.
Customers of ICICI Bank can avail great discounts across multiple categories by using the bank’s debit/credit card. They can use facilities such as cardless EMI and ‘no-cost EMI’ to finance their purchases

5. SBI

Celebrate the grandeur of Navratri making your dreams come true with SBI reads an official SBI tweet. Get exclusive deals on personal loans, gold loans, and auto loans. Apply right away using the YONO app or learn more at https://bank.sbi.

SBI has removed the processing charge for loans as part of its holiday promotion. Car loan EMIs begin at Rs 1,551 per lakh, personal loan EMIs at Rs 1868 per lakh, and gold loan EMIs at Rs 3,134 per lakh.

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