Is Your Loan App Actually RBI-Approved? The 3-Minute Check Most Borrowers Skip

RBI lists about 1,040 lending apps, and fakes copy their names. Check any loan app in 3 minutes: the real lender, RBI’s DLA list, permissions, APR and red flags.
Your Loan App Vanished From Play Store. Do You Still Have to Pay?

41 lending apps reported to RBI had no live Play Store page in Oct 2026. If yours vanished, your loan still stands. What to do next and how to avoid fraud.
Why Your CIBIL Report Shows a Lender You’ve Never Heard Of

A strange NBFC name on your CIBIL report is usually the lender behind a loan app. Match it in 4 steps – and what to do if the loan isn’t yours.
Chinese Loan App Scam in India. What were the issues and how it hurt the Borrowers?
In recent years, there has been a rise in the number of Chinese loan apps in India that offer quick and easy loans to borrowers. However, many of these apps have been found to be scams, leaving borrowers with financial difficulties and hurt credit. The Chinese loan apps typically require borrowers to provide personal information, […]
Why to take Loans from only Mobile Apps that are RBI registered NBFCs and not any Mobile App on the Playstore
It is important to take loans only from mobile apps that are registered with the Reserve Bank of India (RBI) as Non-Banking Financial Companies (NBFCs) for several reasons: 1. Legal and Regulatory Compliance Only mobile apps that are registered with the RBI as NBFCs are legally compliant and operate within the regulations set by the […]
Why take Loans only from RBI registered NBFCs and Banks
The following are the reasons to take loans only from RBI registered NBFCs and Banks: 1. Regulation and Oversight Loans from RBI registered NBFCs and banks are regulated and overseen by the Reserve Bank of India (RBI). This means that they are subject to strict guidelines and regulations that help protect consumers from predatory lending […]
How to avoid being fooled while purchasing Gold for Dhanteras and Diwali?
Many people want to buy gold on this occasion, especially with Dhanteras and Diwali just around the corner. Gold conjures us images of wealth and prosperity. It is also a long-term resource that people may rely on when they are unfortunate. In India, Dhanteras and Diwali are regarded as two of the best times to […]
How to Avoid Financial Frauds ? 8 points you need to know.
Financial frauds can happen to anyone and can result in significant financial losses. It’s important to be aware of the different types of fraud and to take steps to protect yourself. Here are some tips on how to avoid financial frauds: In conclusion, it’s important to be vigilant and to take steps to protect yourself […]
Is It Safe to Give Your Bank Information for a Loan?
Is it safe to provide the lending firm with your account number, IFSC code, and other financial information? The majority of individuals are wary when personal loan applications or websites for rapid loans need bank information in order to execute their loan application. What can you do to be sure sharing your bank information is […]
8 Ways to Identify Personal Loan Scams
Digital and technology improvements have significantly increased in the banking and financial industry. Generally speaking, it has changed the game. However, there have been several notable business scams and financial frauds in India. An undesirable consequence has been appearing more frequently as the sector grows and attracts a rising number of participants. This worrying trend […]