Financial Health
Financial health describes the state of a person’s personal financial situation. Its dimensions include savings, retirement planning, and the income spent on fixed or non-discretionary expenses. Financial health is a basic measure of the soundness of an individual’s finances – essentially, it’s about what kind of financial shape you’re in overall. You may also view it as […]
Tips to maintain Financial Stability when taking a Work Sabbatical
Taking an extended leave from your job requires careful financial planning and goals-driven activities. As an adult working member of a family, you might surely have many responsibilities which require a steady flow of monthly income. More often than not, this is the single biggest reason that discourages people from taking an extended career break. […]
How to Improve your Financial Health in 2022
Financial health refers to an individual’s potential to meet any emergency financial crisis without hampering his/her daily lifestyle. Quick check: Juggling several app loans? Read how to get out of multiple loan apps, and check each lender’s RBI status in our lender directory. For example, see our pages on Grow Money Capital and Manappuram Finance. […]
Is Your CIBIL Score Getting You Down
One of the most important markers of your financial wellness is your credit score. Unfortunately, in India, there is a lack of understanding about credit scores and their relevance in one’s life. You may improve your credit score by following some fundamental rules. However, even if you were doing something you felt was beneficial, the […]
How to Beat Inflation in the Long Term: A Practical India Guide
Rising prices eating your savings? See how inflation erodes money, how to earn real returns, cut costly debt and protect long-term goals, with ₹ examples
Financial Wellness India
Quick check: Juggling several app loans? Read how to get out of multiple loan apps, and check each lender’s RBI status in our lender directory. For example, see our pages on Angel Fincap and Apollo Finvest (India). What is Financial Wellness? Financial wellness (or financial wellbeing) refers to a person’s overall financial health and the […]
12 Ways to Save Money during the Holidays
The COVID-19 pandemic has caused financial stress for many and reshaped the way most people save and spend money. Before you let your holiday joy lead to New Year’s debt, take some time to plan your spending. This not only allows you to save money, but it can also help get you into the Christmas spirit, without […]
Behaviours that can impact Child’s Decision-Making
Parents do not give enough cognizance to the way they handle money in front of children, but how they portray it will define the child’s money confidence in future. Becoming a parent is a beautiful life changing experience which every couple wishes to have at least once in their life. But a small baby brings […]
15 Interpersonal Skills for Fresher’s
Quick check: Check who you are really borrowing from: our directory of RBI-registered lenders lists each NBFC’s registration, loan apps and complaint contacts. Also see APR vs interest rate: what loan apps really cost. For example, see our pages on Airtel Money and Jai Finance (India). 1. Have a positive attitude One of the major components […]
Tips to Manage Family Finances
Unexpected expenses are the bane of a young household. Young families face their unique challenges. Below are 8 tips for managing your family finances that can help you reduce some financial stress in the long run. They’re simple, but sometimes applying the simplest changes to your lifestyle can make a large and positive difference to […]