Should you borrow Money or Sell your Investments?

A Medical Emergency, Unplanned significant Home Repair, Last-minute holiday that you’re excited to take, Unplanned disaster that results in car Damage, all these circumstances all have one thing in common: they all call for you to spend more money that you hadn’t initially budgeted for. And how can you make plans for the additional finances […]

How to be prepared for a Stock Market Crash

Crashing stock markets are an aspect of investing. Stock market collapses are fundamentally unexpected; therefore we can’t anticipate when the next one will happen. We’d avert the next crisis if we could forecast it, like in a Minority Report for investment. A major market downturn will occur at some time, and you’d best be ready. […]

Property Papers Lost, Damaged or Destroyed

Registry papers, title deeds, powers of attorney, and other legal documents establish a person’s ownership rights on a certain property. These documents are also necessary for a variety of other reasons, including property transfer (sale), gifting, and mortgaging. If you want to buy or sell a house, you’ll need the original documentation. Naturally, the vendor […]

LIC IPO 15 key things to know

Last week, LIC filed a Draft Red Herring Prospectus (DRHP) with capital market regulator Sebi enabling the government to sell a 5% interest for an estimated Rs 63,000 crore. According to recent media sources, the LIC IPO is set to launch on March 10. The IPO of over 31.6 crore shares, or a 5% government […]

Should you Borrow to Invest in IPOs?

This investing strategy has shown to be successful in a number of IPOs, resulting in better returns for investors. However, things are changing, and they are changing quickly. Investors who seek to earn a fast buck by following this revenue model face increasing danger as interest rates rise. And true turmoil in the financial markets, […]

7 Reasons to invest in ELSS

There are various tax savings options available out there under section 80C of the Income Tax Act, equity-linked savings schemes (ELSS) have emerged as one of the most popular options. ELSS is a tax-saving mutual fund with a three-year lock-in period, where investments are made in equity-related instruments. For long-term investors, choosing ELSS over other […]

Mistakes to Avoid While Investing In ELSS

Equity-linked savings schemes (ELSS) are tax-saving financial instruments and offer tax benefits under section 80C of the Income Tax (IT) Act. Such funds invest a majority of the corpus in equities to deliver capital appreciation. ELSS is one of the most popular instruments for saving on taxes. With its impeccable track record of beating inflation […]

How COVID -19 will change our Investments?

The wealth management industry has had to respond at several levels to fairly tectonic shifts in the way we do business due to covid-19. This period was characterized by responses at two levels—to ensure that business continued as usual and to manage client expectations as markets turned extremely volatile and unpredictable. We now need to […]

Senior Citizen Savings Scheme (SCSS)

A Senior Citizens’ Saving Scheme (SCSS) is a government-backed retirement benefits programme. Senior citizens resident in India can invest a lump sum in the scheme, individually or jointly, and get access to regular income along with tax benefits. Senior Citizens Savings Schemes can be availed by any individual above the age of 60 years. They […]

8 Investment Options for Senior Citizens

Retirement is an important stage in your life. Everybody, whether self-employed or salaried, expects to secure their lives post-retirement. This article discusses everything you need to know about various investment options post-retirement for senior citizens. So, where should a retired investor put his hard-earned lifetime savings to fetch a regular income and also manage one’s […]