Term Insurance – Benefits, Pitfalls and Salient Features for India

Term insurance is a type of life insurance that provides coverage for a specific period of time, known as the term of the policy. In India, term insurance is a popular choice among individuals looking to secure the financial future of their loved ones in the event of their untimely death. In this article, we […]

How to get Insurance done for your maids and help through Govt Schemes for Low Income in India

The following are the ways to get insurance done for your maids and help through govt schemes for low income in India: 1. Pradhan Mantri Jan Arogya Yojana (PMJAY) PMJAY is a government-funded health insurance scheme that provides financial assistance for medical treatments for low-income families. The scheme provides coverage for hospitalization expenses and pre-existing […]

How Many Times can you claim a Health Insurance?

Hospitalization costs have increased to the point where, in some circumstances, the first two or three claims may be all that are needed to use up the whole amount covered. Health insurance providers offer a restoration bonus or refill of the covered amount in such a situation once each year. In India, the majority of […]

How to Lower Your Health Insurance Premium?

Health insurance rates are expected to climb as a result of COVID’s rampage and the likelihood of increased claims in the following months. This might be a one-time occurrence, but have you ever questioned why your health insurance keeps increasing each renewal? Insurers are permitted to assess and update costs every 3-4 years while phasing […]

Do I Need a Personal Cyber Insurance?

The technique of protecting computers, servers, mobile devices, electronic systems, networks, and data against hostile intrusions is known as cyber security. It’s also known as electronic information security or information technology security. Insurance for Cyber Security Cyber security insurance reimburses businesses for expenses, fees, and legal costs incurred as a result of cyber intrusions. It […]

Car Insurance claim rejection reasons

Seeing the first dent or scratch on your car can be heart-breaking, especially if it was caused due to someone else’s fault. But what’s more disappointing is when your car insurance claim is rejected by your car insurance company. Believe it or not, car insurance companies do not like to reject motor insurance claims without […]

How to reduce your Health Insurance Premium?

With COVID on the rampage and claims likely to shoot up in the coming months, health insurance premiums are predicted to rise. This may be a one-off reason, but have you wondered why you keep paying more for your health cover at renewal? Among the various factors, insurers are allowed to review and revise costs […]