How Muthu Got Trapped by Payday Loans: Lessons for 2026
An illustrative story of how a payday loan rollover cycle grows, with ₹ numbers, warning signs, 2026 RBI protections and safer options in an emergency.
The Importance of a Good Credit Score
A CIBIL score is a three-digit figure with a range of 300 to 900. It assesses your capacity to pay back the loan. A score between 750 to 900 is considered to be optimal. For easier access to credit products like loans and credit cards, your score should be closer to 900. The higher your […]
How to Safe Guard Your Money Life against Recession
Recession can have a significant impact on an individual’s finances, and it is important to be prepared and take proactive measures to mitigate the effects. Here are some ways to reduce the impact of a recession on your money life in India: 1. Create an emergency fund: Having an emergency fund is crucial during a […]
Small Business Loans in India 2023
The worldwide impact of the Coronavirus epidemic is still seen today. Changes are taking place in our everyday lives, both at home and at work. In today’s society, the business world has already changed significantly. The current epidemic is pushing small businesses in India and throughout the world to get notoriety like never before. Small […]
Top 5 Personal loans for Credit score in the range of 600-700
Quick check: Found a lender name on your CIBIL report that you don’t recognise? See what to do about an unknown lender on your CIBIL report, or look it up in our directory of RBI-registered lenders. For example, see our pages on Vaibhav Vyapaar and L&T Finance. Loans for Low CIBIL Score Personal Loans for […]
CFO Checklist: Key Steps to Take
The coming year may bring greater uncertainty, according to experts. Now for the good news: Even though there will inevitably be outside influences, having more financial assurance will help you deal with any challenges that may arise. There is a lot of discussion about the chief financial officer’s evolving duties (CFO). Modern CFOs have a […]
Declutter your Debt in 2023
Many of us have big financial goals for the year, including saving and investing. But you can only carry out such ideas effectively if you are aware of your current situation. Our homes may get overloaded with tangible goods, and the same can happen to our finances: too many bank accounts, an unnecessary insurance policy, […]
What is Overleveraged?
If a company has too much debt in relation to its operating cash flows and equity, it is considered to be overleveraged. An overleveraged corporation has trouble covering its interest and principal payments, and is often unable to cover its operating expenses due to high costs incurred as a result of its debt load, leading […]
Personal Loan with Low Interest Rates
The most popular kind of loan in existence right now is a personal loan. It’s simple to obtain one. After applying for one, you might receive one shortly after. In a sudden need, it is the perfect source of money. This merits the top spot among the many funding choices when combined with less documentation […]
Can You Put the Digital Rupee (e₹) in a Fixed Deposit?
The RBI’s digital rupee earns no interest in your wallet. Here’s how e₹ works in 2026, how to move it into an FD, and how it differs from UPI.