Revenue Based Financing

As the start-up ecosystem in India strengthens, many new classes of capitals are being introduced. And of all the capital classes, both investors and entrepreneurs find revenue-based financing a distinct solution. Since its adoption in India in 2020, more and more start-ups and small enterprises (SMEs) are pivoting towards this financing option. That’s because it […]

Top 12 Tips to get Personal Loan in 2022

Personal loan is an unsecured loan. It does not require an asset to be offered as a security for the lender to provide you the loan. However, to ensure that you do not face a drawback while applying for personal loan, we have come up with a list of tips that you should consider before […]

Credit Card vs. Personal Loan

Usually a loan available on a fixed rate of interest, a personal loan is sanctioned for a given tenure of between 12 and 60 months payable via equal monthly instalments or EMIs that include the principal as well as the interest component. Personal loan for salaried individuals is more easily approved than those for self-employed people. A […]

Business Loan with low CIBIL Score or Bad Credit

The Indian economy is constantly growing with small businesses. Business loan seems like a dream come true. Sometimes, to avail a business loan in India, several challenges arise.   Quick check: Found a lender name on your CIBIL report that you don’t recognise? See what to do about an unknown lender on your CIBIL report, or […]

Drawbacks of Business Loans

A small business loan may be their only means of turning their dream of business ownership into a reality. Some may turn to banks or credit unions to obtain the necessary funds. While a small business loan can get a business off the ground, it has certain pitfalls. Quick check: Juggling several app loans? Read […]

Co-Signer vs. Co-Applicant in Home Loan

Quick check: Check any lender’s RBI registration before you sign: our directory of RBI-registered lenders lists each NBFC’s registration details, regional office and complaint contacts. For example, see our pages on TVS Credit Services and Light Micro Finance. Co-Signer of a Home Loan Co-signers usually come into the picture in a home loan if the […]