What is the Impact of small payday loans on Your Credit Score ? Mostly Negative.
The impact of small payday loans on your credit score can be negative, especially if you fail to repay the loan on time. Payday loans are typically unsecured, high-interest loans that are due on your next payday. They are often used as a last resort for people who need cash quickly and have no other […]
What is Earned Wage Access Advance ?
Earned Wage Advance (EWA) is a financial product that allows employees to access a portion of their earned but unpaid wages before their regular pay cycle. This can be especially useful for employees who are facing unexpected expenses or financial emergencies, as it allows them to access the money they have earned without having to […]
How to Save Tax using Life Insurance Premiums ?
Life insurance is an important aspect of financial planning, not only it provides protection to your family in case of any untimely event, but it also offers an added benefit of tax savings. In India, life insurance premiums can be claimed as tax deductions under Section 80C of the Income Tax Act, subject to a […]
How to Avoid Financial Frauds ? 8 points you need to know.
Financial frauds can happen to anyone and can result in significant financial losses. It’s important to be aware of the different types of fraud and to take steps to protect yourself. Here are some tips on how to avoid financial frauds: In conclusion, it’s important to be vigilant and to take steps to protect yourself […]
What are your rights with respect to your credit reports as a consumer ?
As a consumer, you have certain rights with regards to your credit report in India, which are established under the Credit Information Companies (Regulation) Act, 2005. These rights are designed to protect you from any inaccuracies or errors in your credit report and to give you control over the information that is being shared about […]
How do you know which Credit Card is Suitable for You ?
When it comes to applying for a credit card, it’s important to do your research and find one that is suitable for your needs. With so many credit cards on the market, it can be overwhelming to figure out which one is the best for you. In this article, we will discuss the different factors […]
Are ETFs a good Investment Vehicle for You ?
Exchange-traded funds (ETFs) have become increasingly popular in recent years, and for good reason. They offer a number of benefits over traditional mutual funds and individual stocks that make them a great investment option for many people. In this blog post, we’ll explore some of the reasons why investing in ETFs is a good idea. […]
Common reasons why people get under debt trap in India? See if You can AVOID them.
Debt can be a significant financial burden for many individuals, and it can be challenging to get out of it once you’re in. In India, many people find themselves in a debt trap due to a variety of reasons. In this essay, we will discuss some of the most common reasons why people get into […]
Credit Score, Credit Report and Credit Repair – All Your Questions and Their Answers in a short read format at one place!
Protect Yourself against these common Loan Scams
Loan scams are a common occurrence in the financial world, and they can happen to anyone who is looking for a loan. These scams are usually carried out by fraudulent companies or individuals who take advantage of the borrower’s need for money and the trust they have in the lender. They can come in many […]