Short answer: RBI’s latest list (as on 30 June 2026) has 8,561 registered NBFCs. Search any of them below by name, CIN, city or pincode, and filter by type, state or layer. Only 23 NBFCs are allowed to accept public deposits, and 15 are in RBI’s Upper Layer, the largest and most closely supervised. 387 have reported a digital lending app to RBI.
Last verified: 12 October 2026. Source: RBI’s list of NBFCs registered with the RBI (as on 30 June 2026). We add a link when we have a detailed page for the NBFC, and we mark NBFCs with apps on RBI’s Digital Lending Apps list.
Search all RBI-registered NBFCs
8,561 NBFCs. Type a name, CIN, area or pincode, or use the filters.
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Want to know if an NBFC’s registration was cancelled? Search the list of cancelled NBFCs. To check a loan app, use our RBI loan app list.
What the NBFC types mean
| Type (RBI code) | What it does | Number |
|---|---|---|
| Investment and Credit Company (ICC) | Lending and investment. Most consumer and business lenders are ICCs, but many ICCs are small companies that do not lend to the public. | 8,111 |
| Type I NBFC | Does not take public funds and has no customer interface, so it does not lend to the public. | 131 |
| NBFC-MFI | Microfinance: small loans to lower-income households, usually without collateral. | 93 |
| Housing Finance Company (HFC) | Home loans and loans against property. | 91 |
| Core Investment Company (CIC) | Holds investments in group companies. | 60 |
| Peer-to-peer lending platform (P2P) | Connects individual lenders and borrowers online. | 28 |
| Account Aggregator (AA) | Shares your financial data, with your consent, with lenders and other institutions. Does not lend. | 17 |
| Others | Factoring, infrastructure finance, infrastructure debt funds, primary dealers, holding and guarantee companies. | 30 |
What the layers mean
Under RBI’s scale-based regulation, NBFCs sit in layers. The Base Layer (7,918) holds smaller NBFCs. The Middle Layer (628) holds larger and deposit-taking NBFCs and some specialised ones such as housing finance companies. The Upper Layer (15) holds the NBFCs RBI considers most significant, with the strictest rules.
NBFCs in RBI’s Upper Layer (15)
| NBFC | Type | State |
|---|---|---|
| Aditya Birla Capital Limited | ICC | Gujarat |
| Bajaj Finance Limited | ICC | Maharashtra |
| Bajaj Housing Finance Limited | HFC | |
| Cholamandalam Investment and Finance Company Limited | ICC | Tamil Nadu |
| HDB Financial Services Limited | ICC | Gujarat |
| L&T Finance Limited | ICC | Maharashtra |
| LIC Housing Finance Limited | HFC | Maharashtra |
| Mahindra & Mahindra Financial Services Limited | ICC | Maharashtra |
| Muthoot Finance Limited | ICC | Kerala |
| PNB Housing Finance Limited | HFC | Delhi |
| Piramal Finance Limited | ICC | Maharashtra |
| Sammaan Capital Limited | ICC | Delhi |
| Shriram Finance Limited [Formerly: Shriram Transport Finance Company Limited] | ICC | Tamil Nadu |
| Tata Capital Limited | ICC | Maharashtra |
| Tata Sons Private Limited | CIC | Maharashtra |
NBFCs allowed to accept public deposits (23)
Only these NBFCs hold RBI permission to accept deposits from the public. If any other company offers you a “fixed deposit” or a high-interest deposit scheme, it is not allowed to, and your money is at risk.
| NBFC | Type | Layer | State |
|---|---|---|---|
| Bajaj Finance Limited | ICC | Upper | Maharashtra |
| Berar Finance Limited | ICC | Middle | Maharashtra |
| Can Fin Homes Limited | HFC | Middle | Karnataka |
| Cent Bank Home Finance Limited | HFC | Middle | Madhya Pradesh |
| ICICI Home Finance Company Limited | HFC | Middle | Maharashtra |
| Kerala State Power and Infrastructure Finance Corporation Limited | ICC | Middle | Kerala |
| LIC Housing Finance Limited | HFC | Upper | Maharashtra |
| Mahindra & Mahindra Financial Services Limited | ICC | Upper | Maharashtra |
| Manipal Housing Finance Syndicate Limited | HFC | Middle | Karnataka |
| Muthoot Capital Services Limited | ICC | Middle | Kerala |
| Muthoot Vehicle & Asset Finance Limited | ICC | Middle | Kerala |
| PKF Finance Limited | ICC | Middle | Punjab |
| PNB Housing Finance Limited | HFC | Upper | Delhi |
| Punjab Kashmir Finance Limited | ICC | Middle | Punjab |
| Sakthi Finance Limited | ICC | Middle | Tamil Nadu |
| Seyad Shariat Finance Limited | ICC | Middle | Tamil Nadu |
| Shriram Finance Limited [Formerly: Shriram Transport Finance Company Limited] | ICC | Upper | Tamil Nadu |
| Sundaram Finance Limited | ICC | Middle | Tamil Nadu |
| Sundaram Home Finance Limited | HFC | Middle | Tamil Nadu |
| Tamilnadu Industrial Development Corporation Limited | ICC | Middle | Tamil Nadu |
| Tamilnadu Power Finance and Infrastructure Development Corporation Limited | ICC | Middle | Tamil Nadu |
| Tamilnadu Transport Development Finance Corporation Limited | ICC | Middle | Tamil Nadu |
| Tamilnadu Urban Finance and Infrastructure Development Corporation Limited | ICC | Middle | Tamil Nadu |
NBFC-MFIs (microfinance companies) (93)
Microfinance NBFCs registered with RBI.
| Name | Layer | State |
|---|---|---|
| Aasra Fincorp Private Limited | Base | Uttar Pradesh |
| Adi Chitragupta Finance Limited | Base | Bihar |
| Agora Microfinance India Limited | Base | Maharashtra |
| Ajagar Finance Private Limited | Base | Assam |
| Anik Financial Services Private Limited | Base | Maharashtra |
| Annapurna Finance Private Limited. | Middle | Odisha |
| Arohan Financial Services Limited | Middle | West Bengal |
| Arth Micro Finance Private Limited | Base | Rajasthan |
| Asa International India Microfinance Limited | Base | West Bengal |
| Asirvad Micro Finance Limited | Middle | Tamil Nadu |
| Asomi Finance Private Limited | Base | Assam |
| Avanti Microfinance Private Limited | Middle | Karnataka |
| Aviral Finance Private Limited | Base | Chhattisgarh |
| Belstar Microfinance Limited | Middle | Tamil Nadu |
| Blue Horizon Investments Limited | Base | Maharashtra |
| Bwda Finance Limited | Base | Tamil Nadu |
| Cashpor Micro Credit | Middle | Uttar Pradesh |
| Ceejay Microfin Limited | Base | Gujarat |
| Chaitanya India Fin Credit Private Limited | Middle | Maharashtra |
| Creditaccess Grameen Limited | Middle | Karnataka |
| DJT Microfinance Private Limited | Base | Delhi |
| Destiny Finco Private Limited | Base | West Bengal |
| Dhanam Investment and Finance Private Limited | Base | |
| Digamber Capfin Limited | Base | Rajasthan |
| Fusion Finance Limited | Middle | Delhi |
| G U Financial Services Private Limited. | Base | Odisha |
| Grameen Development & Finance Private Limited | Base | Assam |
| Grameen Shakti Microfinance Services Private Limited | Base | West Bengal |
| Hindusthan Microfinance Private Limited-Mfi | Base | Maharashtra |
| Humana Financial Services Private Limited | Base | Delhi |
| IDF Financial Services Private Limited | Base | Karnataka |
| IIFL Samasta Finance Limited | Middle | Karnataka |
| Inditrade Microfinance Limited | Base | Maharashtra |
| JMJ Microfin Private Limited | Base | |
| Jagaran Microfin Private Limited | Base | West Bengal |
| Janakalyan Financial Services Private Limited | Base | West Bengal |
| Janashree Microfin Limited | Base | Kerala |
| Keshava Prabha Microfin Private Limited | Base | Tamil Nadu |
| LOLC India Finance Private Limited | Base | Maharashtra |
| Light Micro Finance Private Limited | Middle | Delhi |
| M Power Micro Finance Private Limited | Base | Maharashtra |
| Magalir Micro Capital Private Limited | Base | Tamil Nadu |
| Magenta Finance Services Private Limited | Base | Delhi |
| Midland Microfin Limited | Middle | Punjab |
| Muthoot Microfin Limited | Middle | Maharashtra |
| NABFINS Limited | Middle | Karnataka |
| Namra Finance Limited | Middle | Gujarat |
| Navachetana Microfin Services Private Limited | Base | Karnataka |
| Need Livelihood Microfinance Private Limited | Base | Delhi |
| Nightingale Finvest Private Limited | Base | Assam |
| Opportunity Micro Finance India Limited | Base | Karnataka |
| Pahal Financial Services Private Limited | Middle | Gujarat |
| Prayas Financial Services Private Limited | Middle | Gujarat |
| Prayatna Microfinance Limited | Base | Delhi |
| Pujan Investment & Finance Private Limited [Formerly: ; Chauhan Investment & Finance Private Limited] | Base | Gujarat |
| Radhya Micro Finance Private Limited | Base | Uttar Pradesh |
| Repco Micro Finance Limited | Middle | Tamil Nadu |
| Rors Finance Private Limited | Base | Karnataka |
| Samavesh Finserve Private Limited | Base | Uttar Pradesh |
| Samvedna Microfinance Private Limited | Base | Uttar Pradesh |
| Sanghamithra Rural Financial services | Base | Karnataka |
| Sarala Development & Microfinance Private Limited | Base | West Bengal |
| Sarwadi Finance Private Limited | Base | West Bengal |
| Satin Creditcare Network Limited | Middle | Delhi |
| Satra Development Finance Private Limited | Base | Assam |
| Satya Microcapital Limited | Middle | Delhi |
| Save Microfinance Private Limited | Base | Delhi |
| Servitium Micro Finance Private Limited | Base | West Bengal |
| Share Microfin Limited | Base | Telangana |
| Shikhar Microfinanacae Private Limited | Base | Delhi |
| Shree Marikamba Micro Finance Private Limited | Base | Karnataka |
| Shroff Capital & Finance Private Limited | Base | Gujarat |
| Sindhuja Microcredit Private Limited | Middle | Uttar Pradesh |
| South Indian Credits Limited Limited) | Base | Kerala |
| Spandana Sphoorty Financial Limited | Middle | Telangana |
| Srifin Credit Private Limited | Base | Telangana |
| Svamaan Financial Services Private Limited | Middle | Maharashtra |
| Svasti Micro Finance Private Limited | Base | Tamil Nadu |
| Svatantra Microfin Limited | Middle | Maharashtra |
| UFIN Financial Services Limited | Base | Tamil Nadu |
| Unacco Financial Services Private Limited | Base | Assam |
| Uttrayan Financial Services Private Limited | Base | West Bengal |
| VFS Capital Limited | Base | West Bengal |
| Vaasavi IVF Micro Finance Private Limited | Base | Tamil Nadu |
| Vector Finance Private Limited | Base | Odisha |
| Vedika Credit Capital Limited | Middle | West Bengal |
| Virutcham Microfinance Limited | Base | Tamil Nadu |
| Visionfund India Private Limited | Base | Tamil Nadu |
| Vivardhana Microfinance Limited | Base | Tamil Nadu |
| Vruksha Microfin Private Limited | Base | Tamil Nadu |
| Wegrow Financial Services Private Limited | Base | West Bengal |
| Wesghats Finance Limited | Base | Tamil Nadu |
| YVU Financial Services Private Limited | Base | Manipur |
Peer-to-peer (P2P) lending platforms (28)
P2P platforms registered with RBI. Lending on a P2P platform is risky for the lender, and RBI caps how much one person can lend across platforms.
| Name | Layer | State |
|---|---|---|
| 1 Finance P2P Private Limited | Base | Gujarat |
| 5Paisa P2P Limited | Base | Maharashtra |
| Antworks P2P Financing Private Limited | Base | Haryana |
| Bigwin Infotech Private Limited | Base | Maharashtra |
| Bridge Fintech Solutions Private Limited | Base | Maharashtra |
| Creditech Solutions Private Limited | Base | Delhi |
| Dipamkara Web Ventures Private Limited | Base | Telangana |
| Etyacol Technologies Private Limited | Base | Karnataka |
| Fair Vinimay Services Private Limited | Base | Maharashtra |
| Fairassets Technologies India Private Limited | Base | Haryana |
| Fincsquare Fintech Private Limited | Base | Telangana |
| Fintelligence Data Science Private Limited | Base | Maharashtra |
| Imfast Finfotech Private Limited | Base | Karnataka |
| Innofin Solutions Private Limited | Base | Maharashtra |
| K. M. Global P2P Finance Private Limited | Base | Maharashtra |
| Lf2Peer Financial Services Private Limited | Base | Karnataka |
| Luharia Technologies Private Limited | Base | Telangana |
| Monexo Fintech Private Limited | Base | Tamil Nadu |
| Moneymela P2P Fintech Private Limited | Base | Odisha |
| NDX P2P Private Limited | Base | Maharashtra |
| Nurupi P2P Fintech Private Limited | Base | Tamil Nadu |
| Peerfintech Solutions Private Limited | Base | Delhi |
| RNVP Technology Private Limited | Base | Uttar Pradesh |
| Rang De P2P Financial Services Limited | Base | Karnataka |
| SRS Fintechlabs Private Limited | Base | Telangana |
| Transactree Technologies Private Limited | Base | Delhi |
| Trickle Flood Technologies Private Limited | Base | Maharashtra |
| Visionary Financepeer Private Limited | Base | Maharashtra |
Housing finance companies (91)
Housing finance companies on RBI’s NBFC list.
| Name | Layer | State |
|---|---|---|
| Aadhar Housing Finance Limited | Middle | Karnataka |
| Aavas Financiers Limited | Middle | Rajasthan |
| Aditya Birla Housing Finance Limited | Middle | Gujarat |
| Agrim Housing Finance Private Limited | Middle | Maharashtra |
| Aham Housing Finance Private Limited | Middle | Tamil Nadu |
| Altum Credo Home Finance Private Limited | Middle | Maharashtra |
| Anand Housing Finance Private Limited | Middle | Maharashtra |
| Aptus Value Housing Finance India Limited | Middle | Tamil Nadu |
| Art Housing Finance (India) Limited | Middle | Delhi |
| Aviom India Housing Finance Private Limited | Middle | Delhi |
| Bajaj Housing Finance Limited | Upper | |
| Can Fin Homes Limited | Middle | Karnataka |
| Capri Global Housing Finance Limited | Middle | Maharashtra |
| Cent Bank Home Finance Limited | Middle | Madhya Pradesh |
| Centrum Housing Finance Limited | Middle | Maharashtra |
| Clix Housing Finance Limited | Middle | Delhi |
| Dmi Housing Finance Private Limited | Middle | Delhi |
| Easy Home Finance Limited | Middle | Maharashtra |
| Family Home Finance Private Limited | Middle | Maharashtra |
| GIC Housing Finance Limited | Middle | Maharashtra |
| Godrej Housing Finance Limited | Middle | Maharashtra |
| Grihum Housing Finance Limited | Middle | |
| Habitat Micro Build India Housing Finance Company Private Limited | Middle | Karnataka |
| Hero Housing Finance Limited | Middle | Delhi |
| Hinduja Housing Finance Limited | Middle | Tamil Nadu |
| Home First Finance Company India Limited | Middle | Maharashtra |
| Homeshree Housing Finance Limited | Middle | Delhi |
| ICICI Home Finance Company Limited | Middle | Maharashtra |
| IIFL Home Finance Limited | Middle | Maharashtra |
| IKF Home Finance Limited | Middle | Andhra Pradesh |
| ITI Housing Finance Limited | Middle | Maharashtra |
| India Home Loan Limited | Middle | Maharashtra |
| India Shelter Finance Corporation Limited | Middle | Haryana |
| Jm Financial Home Loans Limited | Middle | Maharashtra |
| Jothi Housing And Mortgage Finance Private Limited | Middle | Tamil Nadu |
| KIFS Housing Finance Limited | Middle | Gujarat |
| Khush Housing Finance Private Limited | Middle | Maharashtra |
| LIC Housing Finance Limited | Upper | Maharashtra |
| MAS Rural Housing & Mortgage Finance Limited | Middle | Gujarat |
| Mahindra Rural Housing Finance Limited | Middle | Maharashtra |
| Mamta Housing Finance Company Private Limited | Middle | Tamil Nadu |
| Manappuram Home Finance Limited | Middle | Kerala |
| Manibhavnam Home Finance India Private Limited | Middle | Delhi |
| Manipal Housing Finance Syndicate Limited | Middle | Karnataka |
| Mentor Home Loans India Limited | Middle | Rajasthan |
| Micro Green Housing Finance Private Limited | Middle | Maharashtra |
| Motilal Oswal Home Finance Limited | Middle | Maharashtra |
| Muthoot Homefin (India) Limited | Middle | Kerala |
| Muthoot Housing Finance Company Limited | Middle | Kerala |
| Nanayasurabhi Affordable Housing Finance Limited | Middle | Tamil Nadu |
| Navarathna Housing Finance Limited | Middle | Tamil Nadu |
| Nestavia Home Finance Private Limited | Middle | Tamil Nadu |
| Nido Home Finance Limited | Middle | Maharashtra |
| Nivara Home Finance Limited | Middle | Karnataka |
| Niwas Housing Finance Limited | Middle | Maharashtra |
| Orange City Housing Finance Limited | Middle | Maharashtra |
| PNB Housing Finance Limited | Upper | Delhi |
| Panthoibi Housing Finance Company Limited | Middle | Manipur |
| People Home Finance Limited | Middle | Delhi |
| Prosper Housing Finance Limited | Middle | Delhi |
| Religare Housing Development Finance Corporation Limited | Middle | Delhi |
| Repco Home Finance Limited | Middle | Tamil Nadu |
| Roha Housing Finance Private Limited | Middle | Maharashtra |
| SMFG India Home Finance Company Limited | Middle | Tamil Nadu |
| SRG Housing Finance Limited | Middle | Rajasthan |
| Sahara Housingfina Corporation Limited | Middle | West Bengal |
| Saral Home Finance Limited | Middle | Delhi |
| Sasvitha Home Finance Limited | Middle | Tamil Nadu |
| Satin Housing Finance Limited | Middle | Delhi |
| Satya Micro Housing Finance Private Limited | Middle | Delhi |
| Save Housing Finance Limited | Middle | Delhi |
| Shubham Housing Development Finance Company Limited | Middle | Delhi |
| Sitaara Housing Finance Limited | Middle | Delhi |
| Star Housing Finance Limited | Middle | Maharashtra |
| Sundaram Home Finance Limited | Middle | Tamil Nadu |
| Supreme Housing Finance Limited | Middle | Delhi |
| Svatantra Micro Housing Finance Corporation Limited | Middle | Maharashtra |
| Swagat Housing Finance Company Limited | Middle | Maharashtra |
| Swarna Pragati Housing Microfinance Private Limited | Middle | Maharashtra |
| Tata Capital Housing Finance Limited | Middle | Maharashtra |
| Truhome Finance Limited | Middle | Tamil Nadu |
| Tyger Home Finance Private Limited | Middle | Gujarat |
| Ummeed Housing Finance Private Limited | Middle | Haryana |
| Unico Housing Finance Private Limited | Middle | Tamil Nadu |
| Varashakti Housing Finance Private Limited | Middle | Tamil Nadu |
| Vastu Housing Finance Corporation Limited | Middle | Maharashtra |
| Viva Home Finance Limited | Middle | Maharashtra |
| Vridhi Finserv Home Finance Limited | Middle | Karnataka |
| West End Housing Finance Limited | Middle | Maharashtra |
| Wonder Home Finance Limited | Middle | Rajasthan |
| Wood Home Finance Limited | Middle | Madhya Pradesh |
Account aggregators (17)
Account aggregators registered with RBI. They move your financial data with your consent and do not lend.
| Name | Layer | State |
|---|---|---|
| Agya Technologies Private Limited | Base | Karnataka |
| CRIF Connect Private Limited | Base | |
| Cams Financial Information Services Private Limited | Base | Tamil Nadu |
| Cookiejar Technologies Private Limited | Base | Maharashtra |
| Cygnet Account Aggregation Private Limited | Base | Gujarat |
| Dashboard Account Aggregation Services Private Limited | Base | Tamil Nadu |
| Digio Internet Private Limited | Base | Karnataka |
| Finsec Aa Solutions Private Limited | Base | Telangana |
| Nesl Asset Data Limited | Base | Maharashtra |
| OMS Fintech Account Aggregator Private Limited | Base | Maharashtra |
| PB Financial Account Aggregators Private Limited | Base | Haryana |
| Perfios Account Aggregation Services Private Limited | Base | Karnataka |
| Protean Account Aggregator Limited | Base | Maharashtra |
| Scoreme Account Aggregation Solutions Private Limited | Base | Haryana |
| Tally Account Aggregator Services Private Limited | Base | Karnataka |
| Unacores AA Solutions Private Limited | Base | Maharashtra |
| Upmint Solutions Private Limited | Base | Delhi |
NBFCs by state
| State | Registered NBFCs |
|---|---|
| West Bengal | 3,559 |
| Delhi | 1,717 |
| Maharashtra | 1,191 |
| Tamil Nadu | 324 |
| Gujarat | 256 |
| Rajasthan | 242 |
| Uttar Pradesh | 172 |
| Karnataka | 168 |
| Kerala | 146 |
| Telangana | 131 |
| Punjab | 126 |
| Haryana | 120 |
| Assam | 86 |
| Madhya Pradesh | 79 |
| Chhattisgarh | 48 |
| Chandigarh | 37 |
| Not stated | 35 |
| Jammu and Kashmir | 23 |
| Andhra Pradesh | 23 |
| Odisha | 21 |
| Bihar | 12 |
| Jharkhand | 12 |
| Himachal Pradesh | 9 |
| Uttarakhand | 8 |
| Manipur | 5 |
West Bengal and Delhi have the most registered NBFCs, mostly small investment companies. The number in a state says little about how many lend to the public there, because most lenders work across India.
NBFCs in India’s 10 largest cities
Frequently asked questions
How do I check if an NBFC is registered with RBI?
Search its name or CIN in the tool above. Our search uses RBI’s published list. You can also download the list from RBI’s website. If a company is not on the list, it should not be carrying on NBFC business.
Does RBI registration mean an NBFC is safe to borrow from?
It means RBI regulates it, so its loans must follow RBI’s rules on fair practices, recovery and, for digital loans, the KFS. It is not a guarantee of good service. Always read the KFS and compare the APR.
Can an NBFC accept fixed deposits?
Only the 23 NBFCs listed above hold RBI permission to accept public deposits. Others must not.
Where do I complain about an NBFC?
First to the NBFC’s grievance redressal officer. If it does not resolve your complaint within 30 days, or rejects it, complain free of charge to the RBI Integrated Ombudsman at cms.rbi.org.in.
Disclosure: FundsTiger (Gatimaan Finance Advisors Pvt. Ltd.) is a loan marketplace and lending service provider for RBI-regulated lenders. Aparampaar Finance Pvt. Ltd. (Omozing), one of those lenders, is a related party of FundsTiger. This article is general information, not financial advice. Read your loan agreement and KFS before you decide.