Written by FT Editorial Team · Reviewed by FundsTiger Credit Expert Team · Updated 3 November 2026

Eligibility Calculator (FOIR)

How much more you can save just by switching over to FundsTiger!

Net Take-Home Income (Monthly)

Total Monthly EMI (Existing)

Outstanding Credit card Debt








New: FOIR made simple. See the FOIR formula with a worked example, or download our free FOIR Excel calculator to work it out offline.

How much can you borrow on your salary? ₹15,000 · ₹20,000 · ₹25,000 · ₹30,000 · ₹40,000 · ₹50,000

Living costs first: before you work out an EMI, see what life costs on your salary in Bengaluru, Mumbai, Delhi, Pune, Hyderabad and Chennai.