Importance of Total Cost of Borrowing while taking a Personal Loan in India
When you’re considering taking out a personal loan, it’s important to look at more than just the interest rate. The total cost of borrowing, which includes not only the interest rate but also any additional fees or charges, is what will determine the true cost of the loan. The interest rate is the most obvious […]
How to Save Tax using Home Loan Interest – key points
Homeownership is a dream for many individuals in India, and a home loan can make it a reality. However, in addition to the benefits of owning a home, the interest paid on a home loan can also be claimed as a tax deduction, providing an added benefit of tax savings. In this blog post, we […]
Time to Prep for Filing Your Tax Return
Taxation is a complicated topic, and the frequently altering rules, procedures, and regulations may make anybody confused. An assesses has four months to have their tax returns ready to file. The field of tax preparation is expanding and offers the community a valuable and appreciated service. Quick check: Check who you are really borrowing from: our directory of RBI-registered lenders lists each NBFC’s registration, loan apps and complaint contacts. Also see APR vs interest rate: what loan apps really cost. For example, see our […]
Personal Loan for Employees of Non-Listed Companies
There is hope for those customers looking for personal loans but could not avail them so far because they have been working with companies which are not listed by the banks, otherwise known as Non-listed or Non-Categorized companies. Till now, for employees of such companies, it has been challenging to seek larger size Personal Loans because such Non-listed […]
Should You Buy a Car in India OR Lease a Car in India ?
When it comes to purchasing a car in India, there are two main options: buying or leasing. Both have their own set of pros and cons and the best choice will depend on your individual needs and financial situation. Buying a car means that you are purchasing the vehicle outright and becoming the car’s legal […]
15 Lakhs Personal Loan in India
Money problems can occur at any time. You could need money to pay for your children’s schooling or a home wedding. It’s also possible that you’ll have to cope with unanticipated medical expenses. If you find yourself in a tight circumstance, you might want to consider getting an immediate personal loan online as a back-up […]
How to Increase your Loan Eligibility?
When considering your loan application, lenders evaluate a number of variables. Your income, income, age, remaining working age, LTV ratio, property attributes, and current loan payback responsibilities are the most important. If you don’t meet the lender’s cut-off, your loan application may be denied. Due to the country’s economic uncertainties, banks and non-banking financial institutions (NBFCs) […]
LIC IPO 15 key things to know
Last week, LIC filed a Draft Red Herring Prospectus (DRHP) with capital market regulator Sebi enabling the government to sell a 5% interest for an estimated Rs 63,000 crore. According to recent media sources, the LIC IPO is set to launch on March 10. The IPO of over 31.6 crore shares, or a 5% government […]
Why should you apply for a Personal Loan before Interest Rates go up?
The target interest rate ranges were raised to 0.25 percent – 0.5 percent during a meeting of the Federal Reserve Committee on March 16, 2022. The decision was taken in response to rising inflation fears, with the goal of lowering the rate to 2% in the long run. Interest rates across the board are influenced […]
7 Money-Saving Tips for Marriage
Money concerns are so unpleasant that respondents who believe their relationship is stressed identify economics as the number one cause, handily knocking out the second place contender: irritating behaviours. According to the Institute for Divorce Financial Analysis, money concerns account for 22 percent of all divorces, making them the third most common factor. This may appear to be a bleak forecast for married couples, but it isn’t. Experts believe there are a number of actions couples can take to prevent letting money problems ruin their marriage. Quick check: Check who you are really borrowing from: our directory of RBI-registered lenders lists each NBFC’s registration, loan apps and complaint contacts. Also see APR vs interest rate: what loan apps really cost. For example, see our pages on Napean Finvest and Hero Fincorp. 1. Examine your Financial Situation Many couples […]