Is It Safe to Give Your Bank Information for a Loan?
Is it safe to provide the lending firm with your account number, IFSC code, and other financial information? The majority of individuals are wary when personal loan applications or websites for rapid loans need bank information in order to execute their loan application. What can you do to be sure sharing your bank information is […]
Personal Loans for Couples as Co-Applicant
Quick check: Found a lender name on your CIBIL report that you don’t recognise? See what to do about an unknown lender on your CIBIL report, or look it up in our directory of RBI-registered lenders. For example, see our pages on Finkurve Financial Services and Krazybee Services. What do the terms “Co-Applicant” and “Co-Borrower” […]
8 Ways to Identify Personal Loan Scams
Digital and technology improvements have significantly increased in the banking and financial industry. Generally speaking, it has changed the game. However, there have been several notable business scams and financial frauds in India. An undesirable consequence has been appearing more frequently as the sector grows and attracts a rising number of participants. This worrying trend […]
10 Reasons for Loan Rejection Other than CIBIL
CIBIL score essentially informs lenders as to whether or not you are likely to miss loan instalments. Anything with a score of at least 750 and higher is likely to work in your favour. A score of at least 700 is deemed acceptable (considering a range of 300-900). You carefully consider all the details and […]
Why People Fall Into a Debt Trap in India and How to Avoid It
Common reasons people fall into a debt trap in India, warning signs with ₹ examples, and practical steps to avoid or get out of one in 2026.
10 Best Personal Loan Apps in India July 22
Updated for 2026: this list is from 2022 and some apps, rates and lenders have changed. See our current comparison of the most-installed loan apps on RBI’s list, with disclosed APR, amount, tenure and fees. A Personal Loan or Line Of Credit can be of great assistance. If you need emergency cash, an online personal […]
10 Tips on How to Manage Long-Term Personal Loans
A personal loan can be quite helpful when faced with sudden medical expenses, a job loss, a divorce, or any number of other situations. If your loan application is granted, you could finally be able to unwind after a long period of anxiety and worry. If you have good credit, getting a personal loan is […]
10 Reasons Your Instant Cash Loan Might Be Rejected
The personal loan app makes it very easy to submit an application for a short-term loan. These apps have speedier approval times than conventional bank loans. It’s difficult to obtain a personal loan, so if you’re looking for one, you may have done extensive research to locate a lender that would give you the finest […]
4 Situations Where Personal Loan Interest Tax May Be Deducted
Borrowers can obtain money for personal needs through the use of a personal loan as a financial instrument. A personal loan may be utilised for all of these reasons and more, including last-minute vacation needs, unforeseen financial difficulties, and wedding costs. A quick personal loan may be readily applied for online and has much less […]
After a Loan Settlement, How to Raise Your CIBIL Score?
An essential factor that aids lenders in verifying applicants’ creditworthiness is a high CIBIL score. Naturally, if you want to receive financial aid on favourable conditions, you need to have a good score. If it is impacted for any reason, it is essential to pay attention to it and take action to make improvements. Your […]