How to get a Personal Loan without a Job?

Getting a loan without employment is also possible when you have a good credit history, or you are able to on-board a guarantor or co-applicant with a good credit score. The following are the List of Options for Personal Loan without a Job Quick check: Check who you are really borrowing from: our directory of RBI-registered […]

Personal Loans for Bad Credit in India

A bad credit score or no credit history are roadblocks when availing of a personal loan on favourable terms. Financial institutions do not advance loans for bad credit as a low credit score indicates a higher risk of default in payments. But thankfully, there are a few lenders who work with such borrowers. They tweak the […]

Medical Loan

A Medical Emergency might occur at any time, requiring a substantial number of money to meet your medical expenses. Environmental factors and city life are two of the most critical factors that affect your health and put you in risk. Rising healthcare costs are exacerbating the situation. It is advisable to take out a personal […]

Loans for Engineering Graduate

A  Personal Loan is different from an education loan. You can use the Personal Loan for a variety of purposes, including your own or the education of a family member. A Personal Loan without security is also a best option as it is less stressful to repay especially when pursuing your studies.  A student loan […]

10 Best Personal Loan Apps in India April 2022

Updated for 2026: this list is from 2022 and some apps, rates and lenders have changed. See our current comparison of the most-installed loan apps on RBI’s list, with disclosed APR, amount, tenure and fees. A personal loan is a boon for borrowers as people can use it in an emergency or when they have […]

Factors that affects Personal Loan eligibility for Self Employed

In small towns, small businesses depend on unauthorised moneylenders for their financing needs. They charge exorbitant interest and there is normally no clear paperwork for the same. These are risky finance options that can prove dangerous in the long run. You can use the personal loan for any purpose like a medical emergency, your child’s […]

Loan Terminologies you must know

Using a loan to finance an expense whether it’s for an automobile purchase or home improvement project can be a smart decision. However, if you’re not familiar with certain loan terminologies, you might be at a disadvantage when it comes to evaluating a loan or comparing loans from multiple lenders. Quick check: Closing a loan […]

Top 12 Tips to get Personal Loan in 2022

Personal loan is an unsecured loan. It does not require an asset to be offered as a security for the lender to provide you the loan. However, to ensure that you do not face a drawback while applying for personal loan, we have come up with a list of tips that you should consider before […]

Credit Card vs. Personal Loan

Usually a loan available on a fixed rate of interest, a personal loan is sanctioned for a given tenure of between 12 and 60 months payable via equal monthly instalments or EMIs that include the principal as well as the interest component. Personal loan for salaried individuals is more easily approved than those for self-employed people. A […]