Drawbacks of Business Loans
A small business loan may be their only means of turning their dream of business ownership into a reality. Some may turn to banks or credit unions to obtain the necessary funds. While a small business loan can get a business off the ground, it has certain pitfalls. Quick check: Juggling several app loans? Read […]
Debt Financing
Debt financing is a time-bound activity where the borrower needs to repay the loan along with interest at the end of the agreed period. The payments could be made monthly, half yearly, or towards the end of the loan tenure. Debt financing is an expensive way of raising funds, because the company has to involve […]
Working Capital Management
Working capital management is a series of operations carried out by a firm to ensure that it has adequate resources to meet day-to-day operational expenditures while also retaining resources invested in a profitable manner. Every company’s working capital is critical to its success, but efficiently managing it is a delicate balancing act. Companies must have […]
GST Penalties and Appeals in India
All Under GST, the return can be filed both online and offline. Under this new tax reform, there is common e-return for Central Goods & Service Tax (CGST), State Goods & Service Tax (SGST), Integrated Goods & service Tax (IGST) and Additional tax. Under GST, a registered taxpayer shall file GST return at the GST […]
Cash Flow Loans
A cash flow loan is a small business loan that is based on your company’s cash flow. Unlike traditional asset-based business loans, a cash flow loan doesn’t require any business assets for collateral. Cash flow implies the company’s ability to create value and generate profits. In this blog, we shall discuss cash flow in depth and how […]
GST Refund
Refund under GST is the process of reversal of taxes paid by the taxpayer, for one or the other reason. You can claim a refund of the tax that you paid if you are eligible for it, by filing a refund return form under GST. Taxpayers & Tax Practitioners struggle around this provision of the GST […]
Small Business Loan Options
Small businesses have a huge concern for gathering enough capital for the smooth operations of their businesses. The initial phase of any business is crucial and for it to get going and gain that momentum in the market some quick business funding is required. Quick check: Check any lender’s RBI registration before you sign: our […]
Business Loans for IT Companies in India: Options and Eligibility
Business loan options for IT services and software firms in India in 2026: working capital, invoice discounting, CGTMSE cover, eligibility and documents.
12 ways to get Business Loan with low CIBIL Score or Bad Credit
The Indian economy is constantly growing with small businesses. Business loan seems like a dream come true. Sometimes, to avail a business loan in India, several challenges arise. 1. Secured Business loans Secured loans are where the person/s when starting a new business can pledge any asset like gold or property that they have as […]
Tips for Applying a Business Loan in 2022
As we head towards 2022, the economy looks way more upbeat than what it did this time last year. As markets opened up, businesses across a spectrum of industries slowly started getting back on their feet. The festive season sales too provided a real shot in the arm. So as businesses look forward to a […]