7 Factors to consider while taking a Small Business Loan
Banks have been around forever, and they’re practically synonymous with business loans. But in recent years, business owners have turned to the new alternative loan market for faster financing, and higher approval rates. But while the idea of a business bank loan is enticing, there’s more involved than you might initially think. Before taking the dive […]
Loan Schemes for Women Entrepreneurs in India
Women Entrepreneurs can be seen everywhere in the startup-up ecosystem of India. Women too are seen leaving their high-profile jobs as well as some stepping out of the four walls of their homes and joining the pool of Entrepreneurship in India. The major factor to jump-start the entrepreneurial journey is capital and various banks offer […]
Factors that affects Personal Loan eligibility for Self Employed
In small towns, small businesses depend on unauthorised moneylenders for their financing needs. They charge exorbitant interest and there is normally no clear paperwork for the same. These are risky finance options that can prove dangerous in the long run. You can use the personal loan for any purpose like a medical emergency, your child’s […]
Why Your Business Loan Was Rejected and How to Fix It
Why banks reject business loan applications in India: 10 common reasons, the repayment test, a worked DSCR example and a 90-day plan to fix it.
Top 12 Tips to get Personal Loan in 2022
Personal loan is an unsecured loan. It does not require an asset to be offered as a security for the lender to provide you the loan. However, to ensure that you do not face a drawback while applying for personal loan, we have come up with a list of tips that you should consider before […]
Business Loan with low CIBIL Score or Bad Credit
The Indian economy is constantly growing with small businesses. Business loan seems like a dream come true. Sometimes, to avail a business loan in India, several challenges arise. Quick check: Found a lender name on your CIBIL report that you don’t recognise? See what to do about an unknown lender on your CIBIL report, or […]
Co-Signer vs. Co-Applicant in Home Loan
Quick check: Check any lender’s RBI registration before you sign: our directory of RBI-registered lenders lists each NBFC’s registration details, regional office and complaint contacts. For example, see our pages on TVS Credit Services and Light Micro Finance. Co-Signer of a Home Loan Co-signers usually come into the picture in a home loan if the […]
Cash Flow Loans
A cash flow loan is a small business loan that is based on your company’s cash flow. Unlike traditional asset-based business loans, a cash flow loan doesn’t require any business assets for collateral. Cash flow implies the company’s ability to create value and generate profits. In this blog, we shall discuss cash flow in depth and how […]
Loans for Chartered Accountants in India: 2026 Guide
How professional loans for CAs work in 2026: eligibility, documents, secured vs unsecured options, costs to check in the KFS and a worked EMI example.
Small Business Loan Options
Small businesses have a huge concern for gathering enough capital for the smooth operations of their businesses. The initial phase of any business is crucial and for it to get going and gain that momentum in the market some quick business funding is required. Quick check: Check any lender’s RBI registration before you sign: our […]