Credit Card Balance Transfer
A credit card balance transfer can be defined as the transfer of one credit card balance amount to another, this can be seen as a method employed by many lenders (banks) to get customers to use shift to another credit card. The balance transfer is mainly done to enjoy low interest rate and avoid credit card debt […]
Top 12 Financial Tips for College Students
If you are on the verge of graduating from college or you have recently graduated, congratulations! For many young adults, college graduation marks a major transition into adulthood and the world of post-graduate employment. It also guides in a new phase of personal finance. Now that you’re in college, it’s likely that you are in […]
What is Emotional Spending?
The buying factors that affect our (emotional) purchase decisions are highly personal such as love, sentiment, envy, pride, entertainment, and vanity. We will talk more about this later. In an emotional purchase, the real need does not necessarily come into play in the first place. The emotions come from external sources, like influencers, that create […]