7 Factors to consider while taking a Small Business Loan
Banks have been around forever, and they’re practically synonymous with business loans. But in recent years, business owners have turned to the new alternative loan market for faster financing, and higher approval rates. But while the idea of a business bank loan is enticing, there’s more involved than you might initially think. Before taking the dive […]
Loan Schemes for Women Entrepreneurs in India
Women Entrepreneurs can be seen everywhere in the startup-up ecosystem of India. Women too are seen leaving their high-profile jobs as well as some stepping out of the four walls of their homes and joining the pool of Entrepreneurship in India. The major factor to jump-start the entrepreneurial journey is capital and various banks offer […]
Why Your Business Loan Was Rejected and How to Fix It
Why banks reject business loan applications in India: 10 common reasons, the repayment test, a worked DSCR example and a 90-day plan to fix it.
Money Saving Ideas for Business
Every month, local entrepreneurs in my city get together and share their business experiences. Cutting business expenses requires some tough choices and trade-offs, but it doesn’t have to be a painful process, nor one that fundamentally alters your business plan. Many, many business owners before you have put to use these straightforward strategies to trim […]
Revenue Based Financing
As the start-up ecosystem in India strengthens, many new classes of capitals are being introduced. And of all the capital classes, both investors and entrepreneurs find revenue-based financing a distinct solution. Since its adoption in India in 2020, more and more start-ups and small enterprises (SMEs) are pivoting towards this financing option. That’s because it […]
Business Loan with low CIBIL Score or Bad Credit
The Indian economy is constantly growing with small businesses. Business loan seems like a dream come true. Sometimes, to avail a business loan in India, several challenges arise. Quick check: Found a lender name on your CIBIL report that you don’t recognise? See what to do about an unknown lender on your CIBIL report, or […]
Drawbacks of Business Loans
A small business loan may be their only means of turning their dream of business ownership into a reality. Some may turn to banks or credit unions to obtain the necessary funds. While a small business loan can get a business off the ground, it has certain pitfalls. Quick check: Juggling several app loans? Read […]
Debt Financing
Debt financing is a time-bound activity where the borrower needs to repay the loan along with interest at the end of the agreed period. The payments could be made monthly, half yearly, or towards the end of the loan tenure. Debt financing is an expensive way of raising funds, because the company has to involve […]
Working Capital Management
Working capital management is a series of operations carried out by a firm to ensure that it has adequate resources to meet day-to-day operational expenditures while also retaining resources invested in a profitable manner. Every company’s working capital is critical to its success, but efficiently managing it is a delicate balancing act. Companies must have […]
Cash Flow Loans
A cash flow loan is a small business loan that is based on your company’s cash flow. Unlike traditional asset-based business loans, a cash flow loan doesn’t require any business assets for collateral. Cash flow implies the company’s ability to create value and generate profits. In this blog, we shall discuss cash flow in depth and how […]