12 Ways to Save Money during the Holidays
The COVID-19 pandemic has caused financial stress for many and reshaped the way most people save and spend money. Before you let your holiday joy lead to New Year’s debt, take some time to plan your spending. This not only allows you to save money, but it can also help get you into the Christmas spirit, without […]
Working Capital Management
Working capital management is a series of operations carried out by a firm to ensure that it has adequate resources to meet day-to-day operational expenditures while also retaining resources invested in a profitable manner. Every company’s working capital is critical to its success, but efficiently managing it is a delicate balancing act. Companies must have […]
Behaviours that can impact Child’s Decision-Making
Parents do not give enough cognizance to the way they handle money in front of children, but how they portray it will define the child’s money confidence in future. Becoming a parent is a beautiful life changing experience which every couple wishes to have at least once in their life. But a small baby brings […]
Advantages of Buying a House in India – Is Home Ownership worth it ?
Home ownership can be a great investment and has many benefits in India. Here are a few of the main advantages to consider: While owning a home in India can be a great investment, it’s important to remember that it also comes with a lot of responsibilities, such as maintenance and repairs, property taxes, and […]
15 Interpersonal Skills for Fresher’s
Quick check: Check who you are really borrowing from: our directory of RBI-registered lenders lists each NBFC’s registration, loan apps and complaint contacts. Also see APR vs interest rate: what loan apps really cost. For example, see our pages on Airtel Money and Jai Finance (India). 1. Have a positive attitude One of the major components […]
Tips to Manage Family Finances
Unexpected expenses are the bane of a young household. Young families face their unique challenges. Below are 8 tips for managing your family finances that can help you reduce some financial stress in the long run. They’re simple, but sometimes applying the simplest changes to your lifestyle can make a large and positive difference to […]
10 Financial Tips that can help you survive a Job Loss
Losing your job is a nightmare. It may seem diffcult to recover from such a bizarre occurrence. In a challenging phase such as this, it’s imperative that you pick yourself up, dust yourself off and start working on a plan that minimises your financial stress. This process will lend some stability to your life and free up […]
10 Tips to Use Credit Cards Effectively
Credit cards have become a part of our life. For anything and everything, we end up using credit cards because of the rewards it offers. Credit cards have directly or indirectly increased our spending. We first spend and regret it at the end of the month when we get our bill. The interest expenses on […]
Why we need to Talk about Money with Your Partner
Why it’s important to talk to your partner about money, money conversations among couples are usually reactive they are based around bills, budgets or overspending. Rarely do we have positive discussions about our values and feelings about money. These conversations can be incredibly frustrating, especially when you and your significant other have different views about the ways […]
Financial Wellness during COVID
Adopting financial discipline The stock market, bond market and other financial markets have come down heavy under the hammer of coronavirus. Companies have begun the painful process of layoffs and pay cuts. Demand has been hit, due to consumer sentiment being hit. Global supply chains have seen major disruptions. In short, the whole world is […]