7 Warning Signs of Wrong Credit Card Usage
A credit card is definitely an addition to your financial assets, but did you know that this little plastic card can cost you a pretty penny if not used in a disciplined way. The wrong usage of credit cards can turn the boons into bane, negatively affect your credit score and land you into major […]
Loan for Self-Employed with ITR: Eligibility & Documents
How lenders use your ITR to size a loan if you’re self-employed: eligibility, documents, presumptive income example and 2026 tips under the new tax Act.
10 Habits for Successful Financial Planning
Achieving financial freedom is a goal for many people. It generally means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family and a growing nest egg that will allow you to retire or pursue the career you want without being driven by earning a certain […]
8 Investment Options for Senior Citizens
Retirement is an important stage in your life. Everybody, whether self-employed or salaried, expects to secure their lives post-retirement. This article discusses everything you need to know about various investment options post-retirement for senior citizens. So, where should a retired investor put his hard-earned lifetime savings to fetch a regular income and also manage one’s […]
What is a Ponzi Scheme?
A Ponzi Scheme is a fraudulent investment operation where the operator, an individual or an organisation, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned through legitimate sources. Typically, extraordinary returns are promised on the original investment. The fraudster will vanish with investors’ money, […]
7 ways Students can build Good Credit Score
A good Credit Score is a key factor for a lot of important things in life. It will come into play when you apply for a car loan, a mortgage and credit cards. However, a good credit score may also be a factor in ways that you haven’t thought of. One of the most exciting […]
Millennials Money making Habits
Millennials are apparently the most privileged generation ever in terms of access to avenues for managing and making money. Millennials are apparently the most privileged generation ever in terms of access to avenues for managing and making money. 3 ways COVID is changing Millennials Money Habits Millennials are cutting back on spending Over half (54%) […]
Best ways to save Tax – NPS
Quick check: Check who you are really borrowing from: our directory of RBI-registered lenders lists each NBFC’s registration, loan apps and complaint contacts. Also see APR vs interest rate: what loan apps really cost. For example, see our pages on Komac Investments & Finance and G.S. Leasing & Finance. National Pension System National Pension System […]
Consequences of Defaulting On a Business Loan
In simple words, a loan default happens when a borrower breaches a decided term of the loan agreement. Generally, this occurs when a borrower does not make the agreed upon instalment payments. This results in the lender resorting to legal action against the borrower. Loan default happens when a borrower breaks or failing to observe […]
10 Government Schemes especially for Startups
The Government of India (GoI) and governments of several states have introduced schemes to finance and support startups. The GoI formulates provisions to alleviate the conditions of startups in its financial budget. Government schemes can be availed by startups if they fall under the definition of a startup provided by the GoI. The process of […]