Convertible vs Non-Convertible Debentures (NCDs): Key Differences
Convertible vs non-convertible debentures explained: how each works, returns, risks, 2026 tax treatment and a ₹1 lakh worked example to help you choose.
Business Loans for IT Companies in India: Options and Eligibility
Business loan options for IT services and software firms in India in 2026: working capital, invoice discounting, CGTMSE cover, eligibility and documents.
How to Arrange Money When Your Credit Score Is Poor (India)
Poor credit score and need money? Compare gold loans, loans against FDs or funds, salary advances, co-applicants and EPF, with costs and traps to avoid.
12 ways to get Business Loan with low CIBIL Score or Bad Credit
The Indian economy is constantly growing with small businesses. Business loan seems like a dream come true. Sometimes, to avail a business loan in India, several challenges arise. 1. Secured Business loans Secured loans are where the person/s when starting a new business can pledge any asset like gold or property that they have as […]
Tips for Applying a Business Loan in 2022
As we head towards 2022, the economy looks way more upbeat than what it did this time last year. As markets opened up, businesses across a spectrum of industries slowly started getting back on their feet. The festive season sales too provided a real shot in the arm. So as businesses look forward to a […]
10 Tips to Use Credit Cards Effectively
Credit cards have become a part of our life. For anything and everything, we end up using credit cards because of the rewards it offers. Credit cards have directly or indirectly increased our spending. We first spend and regret it at the end of the month when we get our bill. The interest expenses on […]
Why we need to Talk about Money with Your Partner
Why it’s important to talk to your partner about money, money conversations among couples are usually reactive they are based around bills, budgets or overspending. Rarely do we have positive discussions about our values and feelings about money. These conversations can be incredibly frustrating, especially when you and your significant other have different views about the ways […]
Financial Wellness After COVID: Lessons to Build Resilience
What the COVID years taught Indian households about money, and how to apply it in 2026: emergency funds, insurance, nominations, debt and liquidity.
10 Tips for Dealing with Financial Stress after a Job Loss
In the past couple of years, many of us have watched colleagues, friends, and even family members grapple with the loss of their job or face a substantial pay cut. For many of us, it has driven home the fact that even seemingly secure jobs might vanish overnight. But even if one’s monthly income were […]
How Geeta Avoided Risky Loan Apps and Chose a Regulated Lender
An illustrative story of how Geeta avoided illegal loan apps, checked RBI registration and the KFS, and cut her credit card interest with a regulated loan.