Should you borrow Money or Sell your Investments?
A Medical Emergency, Unplanned significant Home Repair, Last-minute holiday that you’re excited to take, Unplanned disaster that results in car Damage, all these circumstances all have one thing in common: they all call for you to spend more money that you hadn’t initially budgeted for. And how can you make plans for the additional finances […]
What are your rights with respect to your credit reports as a consumer ?
As a consumer, you have certain rights with regards to your credit report in India, which are established under the Credit Information Companies (Regulation) Act, 2005. These rights are designed to protect you from any inaccuracies or errors in your credit report and to give you control over the information that is being shared about […]
Is It Safe to Give Your Bank Information for a Loan?
Is it safe to provide the lending firm with your account number, IFSC code, and other financial information? The majority of individuals are wary when personal loan applications or websites for rapid loans need bank information in order to execute their loan application. What can you do to be sure sharing your bank information is […]
Term Loan Vs Overdraft Loan
Term Loan A term loan is a loan that can be paid back to the lender over a fixed period. The interest rate will be charged or fixed which depends on the market fluctuation basically. To process this term loan you need minimum documents and the entire process is hassle-free. Eligibility An excellent credit rating […]
How do you know which Credit Card is Suitable for You ?
When it comes to applying for a credit card, it’s important to do your research and find one that is suitable for your needs. With so many credit cards on the market, it can be overwhelming to figure out which one is the best for you. In this article, we will discuss the different factors […]
Tips for Parents taking out Student Loans for their Children
The majority of Indian Parents place a high priority on their Children’s Education.Although it is important to provide children the greatest education possible, not all parents may be able to achieve this objective. This is due to the fact that the price of education has been steadily rising over time, with an astounding 10% inflation […]
Personal Loans for Couples as Co-Applicant
What do the terms “Co-Applicant” and “Co-Borrower” mean? The individual who applies for the loan with you is known as a co-applicant or co-borrower. This option may be seen on house loan applications if the husband and wife apply for a combined loan. The similar option is currently available for personal loans from several banks […]
One Question you need to ask before every Financial Decision
A crucial first step is getting your financial house in order, whether you want to start a business, grow an existing one, retire early, or simply change your lifestyle. Additionally, you get access to plenty of tools. You may find a million and one retirement calculators, budgeting tools, and practical rules of thumb that can […]
Revenue Based Finance
Compared to more traditional equity-based investments (like venture capital or angel investment) and debt financing, revenue-based financing (RBF) is a relatively recent option. The repayments are made as a percentage of the monthly income, and revenue-based funding loans (RBF) enable entrepreneurs to raise money without diluting stock. As a result, your company will always have […]
8 Ways to Identify Personal Loan Scams
Digital and technology improvements have significantly increased in the banking and financial industry. Generally speaking, it has changed the game. However, there have been several notable business scams and financial frauds in India. An undesirable consequence has been appearing more frequently as the sector grows and attracts a rising number of participants. This worrying trend […]