The Market Is Down Should I Sell All My Stocks?
The Balance is here to help you navigate your financial life. To that end, we track the money-related questions you most search on Google so we know what’s on your mind. Here is the answer to one of your most recent inquiries. Although individual situations may vary, the average retirement saver should probably stay the […]
How to rectify errors in your CIBIL report?
CIBIL score is a three digit score which determines a borrower’s creditworthiness based on their past credit history and behaviour. However, there might be discrepancies in this score and the consumer CIBIL report in various areas such as the name, address, outstanding balance, dates, loans, etc. In such circumstances, a CIBIL dispute can be raised to […]
Top 5 Bank Festive Offers
1. HDFC Bank Festive Schemes Home, Personal, Auto Loans included The largest private lender in India, HDFC Bank, has introduced a number of festive-themed special programmes, including deals on personal loans, business loans, mortgages, and vehicle loans. According to the bank’s website, the loans for these categories, which are part of the “Festive Treats 4.0” […]
Reasons to apply for a Personal Loan this Holiday Season
The Holiday Season is said to be the most auspicious time of the year, making it perfect for beginning new projects and making investments. A variety of goods and services are in higher demand on the market since it is a joyful time that welcomes health and success. Moreover, people’s capacity to spend money increases, […]
E-Invoicing under GST
The term “e-Invoicing” as used in the GST law refers to electronic invoicing. Similar to how a firm that has registered for GST utilises an e-way bill when moving products from one location to another. Similar to this, certain recognised GST-registered firms are required to produce an electronic invoice for B2B transactions. B2B invoices are […]
5 Recent Regulations of NPS That Account Holders Should Be Aware Of
The National Pension System (NPS) is a voluntary pension plan that allows investors the option to choose between equity and debt exposure using a single investing instrument. An investor may select up to 75% equity exposure in the NPS programme and may withdraw up to 60% of the maturity amount at retirement. The remaining 40% […]
How to Register a Startup in India
Many individuals in this world have business ideas in their heads, but very few people actually know how to start a business and make it lucrative. Startups are a rediscovery of the twenty-first century that have recently altered the commercial landscape. Even if there are a tonne of advantages, do we know how to register […]
A Program to Encourage Women Entrepreneurship -WEPNxt
India is becoming an independent powerhouse thanks in large part to the contributions of women. However, the private sector of the economy, along with the current entrepreneurial scene, still under represents women in its innovative concepts and business models. In order to increase women’s engagement in the business world, the Government of India was inspired […]
What are the reasons for the delay in your ITR refunds, and what do you do about it?
According to the income tax (I-T) department, up to September 8, 2022, income tax refunds of Rs. 1.19 lakh crore have been given, which is 65.29% more than refunds made during the same time the year prior. Many of you may have already gotten your I-T return. Some people could still be anticipating it, though. […]
Should you borrow Money or Sell your Investments?
A Medical Emergency, Unplanned significant Home Repair, Last-minute holiday that you’re excited to take, Unplanned disaster that results in car Damage, all these circumstances all have one thing in common: they all call for you to spend more money that you hadn’t initially budgeted for. And how can you make plans for the additional finances […]